I’m so confused. I wanted to open a merchant account with my bank and through the whole process they never mentioned to me about PCI DSS. Then when I called to question this they advised me that if I could not complete the PCI my charges would be £50 per month! Thank you HSBC for that. I shall of course comply but it would have been nice to be informed at the time of setting up a merchant account. I’m just a small start up business and already I feel the pressure of a multinational.